Our library of resources and articles is always available to help keep our small business and individual insurance customers up to date and informed on topics relevant to their needs and priorities.
The IRS has released the official guidance under Revenue Procedure 2026-24. The guidance establishes updated contribution limits, out-of-pocket thresholds, and plan qualification rules for the 2027 calendar year.
Calculating contribution rates for health insurance is a foundational financial and strategic task for small business owners. Health insurance impacts both the company operational budget and employee satisfaction, which directly influences talent retention. Establishing these rates means determining how the premium costs are divided between the organization and the staff. Because premium structures and federal …
If you are looking further ahead to 2027, the IRS has already signaled a rise to $3,780. When you multiply those figures across a mid-sized workforce, the cost of non-compliance quickly outpaces the cost of providing quality coverage. Our team of healthcare brokers at AUI is here to help. In this blog we are going to help you avoid these costly penalties and stay compliant with your coverage.
Did you make adjustment to your Health Savings Account (HSAs) for 2026? There have been some important changes for employees and employers that you might not be taking advantage of. These updates are essential for individuals and families planning their healthcare spending and retirement savings. Legislative changes under the One, Big, Beautiful Bill Act (OBBBA) …
Understanding health insurance is crucial in today’s world. As we approach 2026, we are expecting that the health insurance landscape will undergo significant changes.
The IRS has announced a significant increase in employer shared responsibility penalties for non-compliance with the Affordable Care Act (ACA) starting in 2026. These penalties, often referred to as the “pay-or-play” penalties, are designed to enforce employer obligations to provide affordable health insurance coverage to their full-time employees. The adjustment represents a 15.2% increase from …
Ohio residents are often unaware of the potential health insurance penalties for failing to comply with the federal and state regulations. Regulations can change with the swipe of a pen and trying to figure out what applies to your small business should not be left up to a chance. We hate to see bad things …
State continuation, also known as state COBRA or “mini-COBRA”, refers to programs that allow employees and their dependents to continue with group health insurance coverage when they lose their job-based insurance. These programs are like the federal COBRA (Consolidated Omnibus Budget Reconciliation Act) but are specific to the state of Ohio. In this blog we …
COBRA (Consolidated Omnibus Budget Reconciliation Act) is a federal law that requires employers to offer continuation coverage of group health insurance to employees who lose their job or experience a reduction in work hours. Navigating all the requirements can be cumbersome for a small business owner. That is where AUI can help. Today, COBRA coverage …
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