Group Disability Insurance - Tailored Insurance Policies

Why are Disability Benefits So Important?

Statistically, employees are 7-½ times more likely to use their disability benefits over death benefits. Nearly one-third of Americans aged 35-65 will suffer a disability of at least 90 days.

Protect their income in the event of a disability. By adding disability insurance, you can improve your benefits package. Depending on the option you pick it can come at a relatively small cost.

Disability Benefits for Small Businesses

AUI provides access to quality programs and small business disability benefits for your employees. AUI will work with you to find options for short-term or long-term disability benefits. Our brokers will work with you to find the best voluntary disability benefits for your business including:

Voluntary Products (Employee-paid)

True Group Products (Employer-paid)

Flexible Plan Designs

Rate Guarantees

AUI Offers the Following Types of Disability Benefits:

Disability benefits are not a one size fits all solution. You have options, and AUI can help you navigate which is right for you.

Short Term Disability

Offers temporary income replacement to employees who are unable to work due to a covered illness, injury, or medical condition.

Long Term Disability

Provides extended income replacement to employees who are unable to work for an extended period due to a covered illness, injury, or medical condition.

Accidental Death & Dismemberment (AD&D)

Accidental Death and Dismemberment disability insurance provides financial protection to individuals in the event of accidental death, loss of limb(s), or other disabling injuries.