Man sitting in a wheelchair with a cast on his foot speaking with a disability insurance provider about his policy

The Downlow on Disability Insurance.

Imagine tomorrow one of your key employees, or even you yourself, suffers an accident that prevents working for an extended period. How would the business manage that absence? How would that individual pay their bills? What options do you have to protect your people and your own livelihood from mounting expenses?  The last thing you …

Pregnant woman with a baby icon over her stomach. AUI logo in bottom right.

Maternity and Paternity Leave for Small Business

  Are Maternity and Paternity Leave covered under the Family Medical Leave Act? While the Family Medical Leave Act (FMLA) allows some eligible employees to take up to 12 weeks of unpaid maternity leave, only about 60% of all those employed workers are eligible during a 12-month period.  Under the law, employees can utilize FMLA …

Safeguarding Your Business from Disability and Death

Congratulations, you have built yourself a successful business!  You worked hard to reach your goals, but have you considered what would happen if you, a partner, or a key employee became disabled or died? Would your business survive?  Could you meet the business expenses of payroll, loan payments, etc?  Would you be able to sustain …

Adding Value Through Voluntary: STD, LTD, & Life Insurance

As health care costs continue to rise, so has the demand for supplemental benefits.  Since many employers find it increasingly difficult to provide a complete benefit package, supplemental benefits have become an ideal solution.  Employees benefit because they have a variety of insurance options available conveniently in one place, and often with lower premiums than …

Individual Short Term Disability Benefits

It is human nature to think we are invincible when in fact, most of us will suffer an accident or illness that will take us away from work for an extended period of time.  Short term disability insurance can help shoulder the financial burden of an extended illness or accident.  Here are a few statistics …

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