New Draft Model Form for Mental Health Parity Requests
MHPAEA is a federal law that generally prevents group health plans and health insurance issuers that provide MH/SUD benefits from imposing less favorable benefit limitations on those benefits than on medical and surgical coverage. Under MHPAEA, the financial requirements (such as copayments, coinsurance, deductibles and out-of-pocket maximums) and treatment limitations (such as visit limits or …
