Federal Changes to HRA, HSA, and FSA
The IRS has released the official guidance under Revenue Procedure 2026-24. The guidance establishes updated contribution limits, out-of-pocket thresholds, and plan qualification rules for the 2027 calendar year.
HSA
Health Savings Account Updates for 2026
Did you make adjustment to your Health Savings Account (HSAs) for 2026? There have been some important changes for employees and employers that you might not be taking advantage of. These updates are essential for individuals and families planning their healthcare spending and retirement savings. Legislative changes under the One, Big, Beautiful Bill Act (OBBBA) …
What You Need to Know About Changes to HSA Limits for 2025
There are new HSA limits for 2025 starting on January, 1st, 2025. Here is everything you need to know to plan ahead.
2024 Inflation-Adjustment Amounts for HSAs
A Health Savings Account (HSA) is a tax-exempt savings account that can be used to pay for certain medical expenses. HSAs are only available with certain high-deductible health plans. With an HSA plan individuals are allowed to put money away and withdraw it tax-free, for qualified medical expenses. Individuals using untaxed dollars in an HSA …
Health Savings vs. Health Reimbursement
You know offering health care to your employees is important, but do you know which plan is the best one to offer? In the debate of health savings accounts vs. health reimbursement agreements, how do you know which is the best option for your business? The answer, of course, depends on your employee’s needs. …
Add-On or Voluntary Benefits for Your Health Insurance Policy
First let’s go over a common question, what is an “add-on?” An add-on to your traditional health insurance coverage is defined as an optional benefit that subscribers can choose to include in their plan for an additional cost. This type of benefit is voluntary for subscribers. The beautiful thing about add-ons is that it allows …
Why Your High Deductible Health Plan Will Fail
High deductible health plans (HDHPs) are becoming a popular health plan offering among employers nationwide. HDHPs can encourage employees to spend their health dollars wisely and can motivate them to take charge of their own health and wellness. To maximize the odds that your HDHP will be a success, avoid making these five common mistakes. …
