6 Tips for a Successful Open Enrollment Season
Open enrollment is not a single annual event; it is a continuous strategic process. We are your partner in benefits. AUI stands alongside clients through every phase of the employee benefits journey.
Employee Benefits
Employer-Provided Benefits for Spouses: What You Need to Know
As a small business, offering benefits to employees is a critical part of attracting and retaining talent. With great employees their spouses also come. However, the nuances of covering spouses under employer-sponsored benefits can be complex. Employers often wonder: When do I need to provide benefits to spouses? What if a spouse is already covered …
Navigating Voluntary Benefits for American Workers in the Service Industry
Traditionally, offering voluntary benefits for the Service Industry has not been prevalent. In fact, according to data from the Bureau of Labor Statistics, only around 70% of private industry workers in service-providing industries have access to medical care benefits. Today, the service industry, is a cornerstone of the American economy. It encompasses diverse roles from …
What Happens When an Employee Misses Group Open Enrollment?
When new employees join a company and miss their New Hire enrollment period, it typically means they cannot enroll in employee benefits (such as health insurance, dental coverage, retirement plans, etc.) That can mean that they can’t enroll until the next group open enrollment period. Unless they experience a qualifying life event that triggers a …
What Is Spousal Language in Health Insurance Coverage?
Spousal language in health insurance coverage refers to restrictions on coverage for an employee’s spouse. These restrictions are designed to control healthcare costs. Spousal Language will typically come into play where an employer either will not cover a spouse, or the employer will charge a surcharge. This is for employees that have coverage available through …
5 Steps for Healthcare Benefits Engagement
It is true that Business owners only think about open enrollment for health insurance a few times a year. For employees thinking about benefits engagement might be even less often. It is unfortunate because you may not be maximizing your health insurance benefits. It is vital to make sure that employees understand their healthcare …
The Value of an EAP to a Small Employer
What is an EAP? An Employee Assistance Program (EAP) is a voluntary, work-based program that offers free and confidential assessments, short-term counseling, referrals, and follow-up services to employees who have personal and/or work-related problems. They address broad and complex issues relating to mental and emotional health. These issues include alcohol and substance abuse, family issues, …
Dear Maddy: Why Do I Keep Losing My Employees to Other Companies
Every company wants to keep its best talent. But it is easier said than done. In a job market where there are countless opportunities for a skilled employee, every benefit to the employee matters. In the United States alone, voluntary employee turnover costs around $617 billion annually. This does not include the involuntary layoff …
Benefits You Can Offer Part-Time Employees
While they do not have the same level of benefits as a full-time employees, offering benefits for part-time employees can attract top talent.
