State continuation, also known as state COBRA or “mini-COBRA”, refers to programs that allow employees and their dependents to continue with group health insurance coverage when they lose their job-based insurance. These programs are like the federal COBRA (Consolidated Omnibus Budget Reconciliation Act) but are specific to the state of Ohio. In this blog we …
COBRA (Consolidated Omnibus Budget Reconciliation Act) is a federal law that requires employers to offer continuation coverage of group health insurance to employees who lose their job or experience a reduction in work hours. Navigating all the requirements can be cumbersome for a small business owner. That is where AUI can help. Today, COBRA coverage …
COBRA requires employers with twenty or more employees who offer health insurance benefits to provide Continuation Coverage in the event that an employee experiences a qualifying event that leads to the termination of their health insurance benefits. Read on to learn more about what Continuation Coverage is and how employers can remain compliant under …
As older Americans—those who are age 65 and older—continue to stay in the workforce, employers will need to understand how an employee’s entitlement to Medicare impacts eligibility under the Consolidated Omnibus Budget Reconciliation Act (COBRA). The following COBRA rules apply to Medicare beneficiaries: In most situations, group health plans are prohibited from terminating coverage due …
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