The Value of Voluntary Benefits

As health care costs continue to rise, so has the value of voluntary benefits. Voluntary benefits allow employers to offer benefits that are attractive to employees without added cost to the company. Many employers consider expanding their voluntary benefits to compensate for employees’ increasing health care costs. Employees benefit because they have a variety of […]

The Advantages of Self Funding

Importance of claims analysis In today’s business climate, managers need benefits solutions as resourceful and cutting-edge as the organizations they run. For many employers, pre-packaged fully insured health plans do not provide the greatest value to meet their organizations’ needs. Employers of all sizes are looking to mold their plans around the requirements of their […]
Developing a Drug Testing Policy

Developing a Drug Testing Policy

This post is a supplement to our monthly webinar series.  This month’s topic is Employer Sponsored Wellness Programs and the Impact of Marijuana Legalization on Employers. Workers impaired by drugs or alcohol can cause serious damage to your business in the form of increased absenteeism, lower productivity, higher health care costs, higher workers’ compensation claims, […]
Marijuana in the Workplace

Marijuana in the Workplace

This post is a supplement to our monthly webinar series.  This month’s topic is Employer Sponsored Wellness Programs and the Impact of Marijuana Legalization on Employers. Marijuana, derived from the Cannabis sativa plant, is classified as a Schedule I substance under the Controlled Substances Act, indicating it has a high potential for dependency and no […]
Workplace Wellness: Why should my organization promote wellness?

Workplace Wellness: Why should my organization promote wellness?

This post is a supplement to our monthly webinar series.  This month’s topic is Employer Sponsored Wellness Programs and the Impact of Marijuana Legalization on Employers. According to a 2013 Workplace Wellness Programs study by the RAND Corporation, about half of U.S. employers offer wellness initiatives. These programs may include wellness screenings, interventions and more […]

Surviving Open Enrollment: Maximizing Open Enrollment for Employees

This blog post is a supplement to our webinar series on surviving open enrollment.  If you would like a copy of our presentation slides you can contact us by clicking here. Open enrollment can be an overwhelming time for both employers and employees. Employees are given the opportunity to re-evaluate their current benefits and make […]

Surviving Open Enrollment: Missing the Open Enrollment Deadline

This post is a supplement to our webinar this month on surviving open enrollment.  If you would like a copy of the slides from that presentation, you can request one by clicking here. Open enrollment can be an extremely stressful and overwhelming time for both you and your employees. It is typically the only time […]

Surviving Open Enrollment: Adding Value Without Cost

This blog post is a supplement to our webinar series.  This month we tackle preparations for your group’s open enrollment. As plan costs continue to rise employers are looking for ways to increase the value of their benefits without raising their overall insurance costs.  There are many ways this can be accomplished, we will highlight […]

Surviving Open Enrollment: Coverage Considerations

This blog post is a companion to our webinar tomorrow called Surviving Open Enrollment. You can register for our webinar by clicking here. If you are the decision maker in your organization for health insurance there are a few things you should consider as we go into the open enrollment season: First, if you are […]

Money Monitoring

UPDATE: After further review this individual appears to be a “finder” who deals with individuals who have registered unclaimed funds registered in the state of Ohio.  While you may choose to give your information to a third party to retrieve your funds, you also have the ability to retrieve these funds yourself without paying a recovery […]

Surviving ACA: Self Funding Through Balanced Funding

This blog post is a supplement to our webinar on self-funding.  If you would like more information about self-funding from our presenter you can contact them by clicking here. One of the largest concerns for a smaller employer considering self-funding is how to pay for all of the claims, premium, fees, etc.  Insurance carriers are […]

Surviving ACA: Using a Captive

This blog post is a supplement to our webinar on Self-Funding.  If you would like some information on the content of the webinar, you can contact our presenter by clicking here. Captives are frequently used by employers to fund their catastrophic risk in the form of reinsurance above their self-funded plans.  By pooling their reinsurance exposure […]

Surviving ACA: Self Funding Customization

This post is a supplement to our webinar Surviving ACA: Self-Funding Options.  If you would like more information from this webinar, please contact us by clicking here. One of the greatest assets offered by self-funding is the complete freedom to structure benefits according to the needs of your company.  Employers can choose what benefits they […]

Surviving ACA: Reasons for Seeking Self Funding Options

This series is written as a supplement to our free webinar to be held on Tuesday, September 1.  You can register for our webinar by clicking here. In today’s business climate, managers need befits solutions as resourceful and cutting-edge as the organizations they run.  For many employers, prepackaged fully insured health plans do not provide […]

Safeguarding Your Business from Disability and Death

Congratulations, you have built yourself a successful business!  You worked hard to reach your goals, but have you considered what would happen if you, a partner, or a key employee became disabled or died? Would your business survive?  Could you meet the business expenses of payroll, loan payments, etc?  Would you be able to sustain […]

Adding Value Through Voluntary: Making it Work

As health care costs continue to rise, so had the demand for supplemental benefits.  Expanding supplemental benefits is a way for an employer to attract and retain key employees without increasing their bottom line.  Implementation, communication, and showing support for supplemental products is key in making them work for an organization.  Showing support motivates workers […]

Adding Value Through Voluntary: Identity Theft & Legal Protection

At some point it will most likely happen to you or one of your employees: identity theft.  The amount of time spent trying to clean up this type of violation can cost a company in lost productivity.  Offering identity theft protection as a supplemental benefit can help protect employees from this threat.  AUI offers coverage […]

Adding Value Through Voluntary: STD, LTD, & Life Insurance

As health care costs continue to rise, so has the demand for supplemental benefits.  Since many employers find it increasingly difficult to provide a complete benefit package, supplemental benefits have become an ideal solution.  Employees benefit because they have a variety of insurance options available conveniently in one place, and often with lower premiums than […]

Adding Value Through Voluntary: Vision & Dental

As health care costs continue to rise, so has the demand for supplemental benefits.  Since many employers find it increasingly difficult to provide a complete benefit package, supplemental benefits have become an ideal solution.  Employees benefit because they have a variety of insurance options available conveniently in one place, and often with lower premiums than […]

Adding Value Through Voluntary: Why Should I Offer Supplemental Benefits

This series is a supplement to our free webinar “Adding Value Through Voluntary” on Tuesday, August 4.  You can register by clicking here. The term voluntary benefits can sometimes be confusing to an employee.  Instead of using the term voluntary, AUI encourages their employer clients to use the term supplemental benefits. As health care costs continue to […]