ICHRA Plans and Small Businesses

ICHRA Plans and Small Businesses

  What is an ICHRA? An ICHRA is an individual coverage health reimbursement arrangement. These are reimbursement arrangements integrated with individual market health insurance coverage. They’re created for employers who want to help their employees. Through an ICHRA, employers can reimburse employees’ individual medical insurance premiums. Not only their premiums but also other qualified health care expenses!  […]
What Are Mandatory Benefits?

What Are Mandatory Benefits?

  There are some compensation and benefits that are mandatory. Such benefits are mandatory or statutory benefits. These are employment benefits that, by law, employers must provide. The purpose of the required benefits is to protect and provide for employees. Mandatory benefits help employees and their families through medical care and retirement income. They also […]
AUI Insurance – Understanding Total Compensation and Benefits

AUI Insurance – Understanding Total Compensation and Benefits

  A concrete and mutual understanding of total compensation and benefits is crucial. Employees need to know what their job offers them. Potential employees need to know them to make the best decision when choosing a job. Total compensation and benefits can make or break work quality. Employers need to know what they are providing […]
Developing a Drug Testing Policy

Developing a Drug Testing Policy

This post is a supplement to our monthly webinar series.  This month’s topic is Employer Sponsored Wellness Programs and the Impact of Marijuana Legalization on Employers. Workers impaired by drugs or alcohol can cause serious damage to your business in the form of increased absenteeism, lower productivity, higher health care costs, higher workers’ compensation claims, […]
Workplace Wellness: Why should my organization promote wellness?

Workplace Wellness: Why should my organization promote wellness?

This post is a supplement to our monthly webinar series.  This month’s topic is Employer Sponsored Wellness Programs and the Impact of Marijuana Legalization on Employers. According to a 2013 Workplace Wellness Programs study by the RAND Corporation, about half of U.S. employers offer wellness initiatives. These programs may include wellness screenings, interventions and more […]

Surviving Open Enrollment: Maximizing Open Enrollment for Employees

This blog post is a supplement to our webinar series on surviving open enrollment.  If you would like a copy of our presentation slides you can contact us by clicking here. Open enrollment can be an overwhelming time for both employers and employees. Employees are given the opportunity to re-evaluate their current benefits and make […]

ACA Group Spotlight: Model Notice of Exchange

On May 8, 2013 the U.S. Department of Labor provided guidance on the Notice of Coverage Options for the Exchange.  While we may refer to the Exchange now as the Health Insurance Marketplace the need for employers to give notices to employees by October 1, 2013 has not changed.  In fact, the Department of Labor […]