What Is Spousal Language in Health Insurance Coverage?

What Is Spousal Language in Health Insurance Coverage?

Spousal language in health insurance coverage refers to restrictions on coverage for an employee’s spouse. These restrictions are designed to control healthcare costs. Spousal Language will typically come into play where an employer either will not cover a spouse, or the employer will charge a surcharge. This is for employees that have coverage available through […]
5 Steps for Healthcare Benefits Engagement

5 Steps for Healthcare Benefits Engagement

  It is true that Business owners only think about open enrollment for health insurance a few times a year. For employees thinking about benefits engagement might be even less often. It is unfortunate because you may not be maximizing your health insurance benefits. It is vital to make sure that employees understand their healthcare […]
The Value of an EAP to A Small Employer

The Value of an EAP to A Small Employer

  What is an EAP? An Employee Assistance Program (EAP) is a voluntary, work-based program that offers free and confidential assessments, short-term counseling, referrals, and follow-up services to employees who have personal and/or work-related problems. They address broad and complex issues relating to mental and emotional health. These issues include alcohol and substance abuse, family […]
Dear Maddy: Why Do I Keep Losing My Employees to Other Companies

Dear Maddy: Why Do I Keep Losing My Employees to Other Companies

  Every company wants to keep its best talent. But it is easier said than done. In a job market where there are countless opportunities for a skilled employee, every benefit to the employee matters. In the United States alone, voluntary employee turnover costs around $617 billion annually. This does not include the involuntary layoff […]