Federal Changes to HRA, HSA, and FSA for 2024

Federal Changes to HRA, HSA, and FSA for 2024

There have been federal changes to Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs), and Flexible Spending Accounts (FSAs) play important roles in managing healthcare expenses for both individuals and employers. These accounts offer different tax advantages and financial benefits, but it’s critical to stay updated on the rules and regulations governing them. If you’re […]
AUI Celebrates 50 Years with 50 Acts of Service

AUI Celebrates 50 Years with 50 Acts of Service

2024 marks an incredibly special milestone for AUI: 50 years of business in our community.  To celebrate we are committing to completing fifty acts of service to celebrate our fifty years in business and show appreciation to the Northeast Ohio community who is responsible for our success.  We cannot think of a better way to […]
Does Your Insurance Brokers Shop Benefits Before Renewal Time?

Does Your Insurance Brokers Shop Benefits Before Renewal Time?

How involved is your health insurance broker when it comes to shopping for your insurance benefits?  All too often it comes to our attention that many companies just have their current policies renewed before looking at all their options. Does your health insurance broker shop benefits during renewal time?  If the answer is “no” read […]
The Health Insurance Industry’s Tragic Flaw

The Health Insurance Industry’s Tragic Flaw

  Most people mistakenly believe that insurance agents and brokers are the same thing. But the truth is, the significant difference between them highlights the health insurance industry’s tragic flaw. Read on to learn the difference between a health insurance agent and broker and the expensive impact those differences can have on you. The Health […]
What is a Health Insurance Broker?

What is a Health Insurance Broker?

With so many variables, it can be difficult to find the perfect health insurance broker or agent for you. To make things easier, you might choose to hire someone to do the dirty work for you. They are either a health insurance broker or an insurance agent. The question is, who do you hire? Learning […]

The Advantages of Self Funding

Importance of claims analysis In today’s business climate, managers need benefits solutions as resourceful and cutting-edge as the organizations they run. For many employers, pre-packaged fully insured health plans do not provide the greatest value to meet their organizations’ needs. Employers of all sizes are looking to mold their plans around the requirements of their […]
Developing a Drug Testing Policy

Developing a Drug Testing Policy

This post is a supplement to our monthly webinar series.  This month’s topic is Employer Sponsored Wellness Programs and the Impact of Marijuana Legalization on Employers. Workers impaired by drugs or alcohol can cause serious damage to your business in the form of increased absenteeism, lower productivity, higher health care costs, higher workers’ compensation claims, […]
Marijuana in the Workplace

Marijuana in the Workplace

This post is a supplement to our monthly webinar series.  This month’s topic is Employer Sponsored Wellness Programs and the Impact of Marijuana Legalization on Employers. Marijuana, derived from the Cannabis sativa plant, is classified as a Schedule I substance under the Controlled Substances Act, indicating it has a high potential for dependency and no […]
Workplace Wellness: Focusing Your Efforts

Workplace Wellness: Focusing Your Efforts

This post is a supplement to our monthly webinar series.  This month’s topic is Employer Sponsored Wellness Programs and the Impact of Marijuana Legalization on Employers. Now that you’ve completed your analysis of the workplace assessment and employee survey and considered an array of program strategies, it’s time to narrow your focus. By looking at […]
Workplace Wellness: Maintaining Motivation & Interest

Workplace Wellness: Maintaining Motivation & Interest

This post is a supplement to our monthly webinar series.  This month’s topic is Employer Sponsored Wellness Programs and the Impact of Marijuana Legalization on Employers. Once you start a wellness program you will have a range of employee participants. Some will already be very engaged in being active and eating well and your program […]
Workplace Wellness: Why should my organization promote wellness?

Workplace Wellness: Why should my organization promote wellness?

This post is a supplement to our monthly webinar series.  This month’s topic is Employer Sponsored Wellness Programs and the Impact of Marijuana Legalization on Employers. According to a 2013 Workplace Wellness Programs study by the RAND Corporation, about half of U.S. employers offer wellness initiatives. These programs may include wellness screenings, interventions and more […]

Surviving Open Enrollment: Maximizing Open Enrollment for Employees

This blog post is a supplement to our webinar series on surviving open enrollment.  If you would like a copy of our presentation slides you can contact us by clicking here. Open enrollment can be an overwhelming time for both employers and employees. Employees are given the opportunity to re-evaluate their current benefits and make […]

Surviving Open Enrollment: Missing the Open Enrollment Deadline

This post is a supplement to our webinar this month on surviving open enrollment.  If you would like a copy of the slides from that presentation, you can request one by clicking here. Open enrollment can be an extremely stressful and overwhelming time for both you and your employees. It is typically the only time […]

Surviving Open Enrollment: Adding Value Without Cost

This blog post is a supplement to our webinar series.  This month we tackle preparations for your group’s open enrollment. As plan costs continue to rise employers are looking for ways to increase the value of their benefits without raising their overall insurance costs.  There are many ways this can be accomplished, we will highlight […]

Surviving Open Enrollment: Coverage Considerations

This blog post is a companion to our webinar tomorrow called Surviving Open Enrollment. You can register for our webinar by clicking here. If you are the decision maker in your organization for health insurance there are a few things you should consider as we go into the open enrollment season: First, if you are […]

Recruit & Retain: The Supplemental Secret to Happier Employees

As health care benefits continue to rise, employers must seek out new ways to build benefits packages that attract and retain key employees.  Many employers have turned to supplemental benefits to compensate for employee’s increasing healthcare costs and to beef up their overall compensation package. Supplemental benefits are insurance or non-insurance products that employees can […]

Money Monitoring

UPDATE: After further review this individual appears to be a “finder” who deals with individuals who have registered unclaimed funds registered in the state of Ohio.  While you may choose to give your information to a third party to retrieve your funds, you also have the ability to retrieve these funds yourself without paying a recovery […]