Surviving Open Enrollment: Adding Value Without Cost


This blog post is a supplement to our webinar series.  This month we tackle preparations for your group’s open enrollment.

As plan costs continue to rise employers are looking for ways to increase the value of their benefits without raising their overall insurance costs.  There are many ways this can be accomplished, we will highlight two.

First, employers can promote wellness.  AUI offers smoking cessation, walking programs, and a weight loss competition free to AUI clients.  In addition, we offer a monthly wellness e-campaign that employers can distribute to workers via e-mail.  In addition, we will be offering a webinar on wellness on Tuesday, November 10.  When a company makes the effort to increase the overall wellness of their employees it can result in higher productivity and improved morale.  Promoting wellness, while not adding cost can have increased benefits that go beyond an employee’s health.

Second, employers can look adding voluntary options to their overall benefits package.  Flexible Spending Accounts (FSA) use pre-tax dollars to pay for qualified medical expenses.  As copays and deductibles continue to rise this is a way for employers to allow employees to increase the value of their health dollars.  In addition, voluntary products such as vision, dental, and short-term disability can enrich plans while 100% of the cost is passed along to employees who elect those products.

If you would like more information about how AUI can help you add value to your plan without increasing your cost, please contact us by clicking here.

We do more than cover small businesses and individuals with the right insurance policies and benefit plans – what motivates our team is helping you save more so you can invest more in your team, family, and goals.

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