Through the mini-COBRA program small businesses with less than 20 employees working the previous calendar year now have options for continuation coverage through Ohio’s “mini-COBRA” program. Preventing a gap in health care coverage for the unemployed. Read more on the Ohio program HERE.
However, there are some stipulations to qualify. For instance, you must have been involuntarily terminated, and not have access to other health insurance coverage from Medicare, or spousal coverage. Mini-COBRA coverage will only cover an unemployed person for up to 12 months. In addition, it does not cover dental or vision plans.
It is important to note that employer’s plan will not have both COBRA and Ohio continuation mini-COBRA coverage. It will have one or the other.
How Can AUI Help?
Ohio COBRA provides eligible employees and their dependents the opportunity to continue health insurance coverage when needed. It is important for employers to familiarize themselves with the specific COBRA requirements, our team is also here to help. AUI can walk you through the guidelines to ensure compliance as an employer. We can also help your employees understand their rights to obtain COBRA coverage.
Additionally, consulting legal or HR professionals like our sister company ClarityHR can help employers ensure they are up-to-date and accurate information is advisable. Contact AUI today with questions or concerns on COBRA.