How Are Healthcare Premiums Set?

How Are Healthcare Premiums Set?

Under the Affordable Care Act, health insurance companies can account for only five things when setting healthcare premiums. Insurance companies use these factors to anticipate the cost to cover an individual with health insurance. Some people need more coverage than...
Does Your Insurance Brokers Shop Benefits Before Renewal Time?

Does Your Insurance Brokers Shop Benefits Before Renewal Time?

How involved is your health insurance broker when it comes to shopping for your insurance benefits?  All too often it comes to our attention that many companies just have their current policies renewed before looking at all their options. Does your health insurance broker shop benefits during renewal time?  If the answer is “no” read […]