Increase the strength of your benefits package without increasing your budget with voluntary employee benefits. Businesses love voluntary benefit programs because they:

  • Do not add payroll deductions
  • Add benefits without adding cost
  • Give employees choices they may not have on their own
  • Strengthen an employer benefit package
  • Set employers apart from their competitors
  • Help employers retain employees
  • Are easy to implement


Employees also love voluntary benefit offerings because they are easily paid via payroll deduction; provide access to more coverage options, often are a lower cost than finding coverage on their own; and may include portable coverage.

AUI Makes Implementation of Supplemental Employee Benefits Easy

We offer a wide variety of voluntary benefits from many carriers. In addition, we can securely manage benefit plan administration for you so you don’t have to be involved with their decision-making process.

Some of our voluntary benefit options include:

  • Life Insurance
  • Vision Insurance
  • Dental Insurance
  • Short-term Disability
  • Long-term Disability
  • Flexible Spending Accounts
  • Identity Theft Protection
  • Prepaid Legal Services
  • Pet Insurance


We can even provide plans that your employees can enroll and pay for on their own.

Dental and Vision Insurance

Business dental and vision insurance plans are at the top of the list of supplemental benefits employees request. At AUI, we represent an array of dental and vision care providers and plans that can meet the needs of your organization. Some can even be integrated with health insurance for bill consolidation.

Among them are:

  • Voluntary Dental and Vision Plans
  • Managed Care Plans (HMO)
  • PPO Network Plans
  • Non-Network Plans

Disability Insurance

Your employees’ most valuable asset is their income. Members of your workforce are statistically 7-½ times more likely to need disability benefits than death benefits, and nearly one-third of Americans aged 35-65 will suffer a disability of at least 90 days.

Give your employees a way to protect their income in the event of a disability, adding value and stability to your benefits package for relatively little cost.

AUI offers the following types of disability insurance:

  • Short Term Disability
  • Long Term Disability
  • AD&D

AUI provides access to quality programs and business disability benefits that your workforce wants to meet its short-term or long-term disability needs. Our experts will work with you to find the best benefits for your business including:

  • Voluntary Products – Employee-paid
  • True Group Products – Employer-paid
  • Flexible Plan Designs
  • Rate Guarantees

Life Insurance

Nearly seven in 10 U.S. workers across all generations believe having a life insurance benefit available to them at work is important. AUI offers a wide range of products to meet your workers’ various long-term needs. Group or individual products can be paid by the employer, employee, or a combination of both, and products can also be purchased directly or through a payroll deduction.

AUI’s business life insurance product offerings include:

  • Basic Life and AD&D
  • Universal Life
  • Whole Life
  • Term Life
  • Flexible Guaranteed Issue Limits
  • Waiver of Premium Benefit
  • Accelerated Death Benefit
  • Portability of Coverage
  • Annuities

Giving your employees peace of mind that their family will have some financial stability in the wake of a tragedy can help strengthen your overall voluntary benefits plan. Six in 10 U.S. workers indicate losing life insurance through their employer would have a negative impact on them and their families. At AUI, we can help you find affordable group and individual options to protect your team.

Executive Insurance Plans

Replacing a key employee or a business partner in the event of tragedy can be difficult. It can be compounded by having to buy out an heir or being forced to work with someone who does not feel the same way you do about the business.

Executive insurance plans can help. Let AUI can assist you in creating a comprehensive strategy for business survival. From key person insurance to buy-sell agreements, we have the expertise to guide you.

Find out if voluntary benefits would be a fit for your organization.

AUI can assist you with choosing and coordinating your supplemental employee benefits to give you and your employees the best value possible.

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