Our library of resources and articles is always available to help keep our small business and individual insurance customers up to date and informed on topics relevant to their needs and priorities.
The IRS has released the official guidance under Revenue Procedure 2026-24. The guidance establishes updated contribution limits, out-of-pocket thresholds, and plan qualification rules for the 2027 calendar year.
Here is the life insurance lowdown of this very important and valuable voluntary benefit for many small businesses.
Imagine tomorrow one of your key employees, or even you yourself, suffers an accident that prevents working for an extended period. How would the business manage that absence? How would that individual pay their bills? What options do you have to protect your people and your own livelihood from mounting expenses? The last thing you …
As a small business owner in Ohio, you may have heard about telemedicine before. Maybe, you have even tried it yourself as more providers offer telemedicine services. At AUI, we understand that providing quality, affordable healthcare benefits for your employees is a top priority, but it can also feel like a daunting challenge. Rising costs, …
Prescription medications are essential for managing chronic conditions and maintaining overall health. However, rising costs can make them a financial challenge. By understanding your prescription drug coverage and exploring cost-saving strategies, you can reduce your expenses without compromising your care. At AUI, we specialize in helping Ohio small businesses and individuals find benefit plans that …
The Trump Administration has introduced significant changes to healthcare policies, many of which will directly impact businesses and the healthcare options available to them in 2026. From Affordable Care Act (ACA) reforms to drug pricing policies and Medicaid restructuring, these actions are reshaping the healthcare landscape. Below, we explore the key changes and their implications …
If you’ve recently lost Medicaid coverage, you’re not alone. Many individuals are being transitioned off Medicaid due to eligibility changes or the end of pandemic-related expansions. While the Affordable Care Act (ACA) marketplace might seem like the logical next step, navigating it on your own can be overwhelming and costly. Instead of taking on this …
As a small business owner, you wear a lot of hats, but navigating health insurance does not need to be one of them. From managing day-to-day operations to looking out for your employees, there’s no shortage of responsibilities. One of the most important—and often most challenging—tasks is figuring out health insurance for your team. It …
The open enrollment period is a critical time for individuals and small businesses alike, as it provides the opportunity to enroll in or make changes to health insurance plans. Depending on when your group plan renews, your time to research and plan for any changes may differ. For 2025, the individual open enrollment begins on …
In 2025, the workplace is evolving faster than ever. Employees’ expectations have shifted, competition for top talent is fierce, today it is important to recruit and retain with voluntary benefits. Voluntary benefits are one of the most effective strategies for meeting these challenges. They offer a diverse range of optional perks that go beyond traditional …
The 2025 Open Enrollment period for health insurance introduces several notable updates, including changes in coverage options, cost structures, and policies that could affect individuals and families seeking coverage.
There are new HSA limits for 2025 starting on January, 1st, 2025. Here is everything you need to know to plan ahead.
It’s not uncommon for most people to think that having a health insurance broker is not necessary when choosing a healthcare plan.
The year 2022 witnessed a staggering 1.108 million reports of identity theft, marking an alarming surge in cybercrime. Fast forward to the first three quarters of 2023, and the numbers are no less unsettling — with 805,000 instances already reported. Shockingly, identity theft now ranks as the second-most common consumer complaint, constituting 19% of all …
When selecting a vision insurance plan, it’s important to consider various factors to ensure that the plan meets your specific needs. Coverage options may vary from state to state. In Ohio, we have a wide variety of vision plans to choose from many providers. However, there are some providers that only provide group coverage. It …
There are several dental insurance options available for individuals and families in Ohio. How much does dental insurance cost? Read More…
Spousal language in health insurance coverage refers to restrictions on coverage for an employee’s spouse. These restrictions are designed to control healthcare costs. Spousal Language will typically come into play where an employer either will not cover a spouse, or the employer will charge a surcharge. This is for employees that have coverage available through …
How involved is your health insurance broker when it comes to shopping for your insurance benefits? All too often it comes to our attention that many companies just have their current policies renewed before looking at all their options. Does your health insurance broker shop benefits during renewal time? If the answer is “no” read …
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