6 Tips for a Successful Open Enrollment Season
Navigating open enrollment can feel complex, but you do not have to manage it alone. Associated Underwriters Insurance (AUI) acts as a dedicated partner in employee benefits. We guide organizations...
Our library of resources and articles is always available to help keep our small business and individual insurance customers up to date and informed on topics relevant to their needs and priorities.
What is benefits leakage? This term is often used when a benefits plan is not well managed.
The IRS has released the official guidance under Revenue Procedure 2026-24. The guidance establishes updated contribution limits, out-of-pocket thresholds, and plan qualification rules for the 2027 calendar year.
Here is the life insurance lowdown of this very important and valuable voluntary benefit for many small businesses.
Imagine tomorrow one of your key employees, or even you yourself, suffers an accident that prevents working for an extended period. How would the business manage that absence? How would that individual pay their bills? What options do you have to protect your people and your own livelihood from mounting expenses? The last thing you …
Did you make adjustment to your Health Savings Account (HSAs) for 2026? There have been some important changes for employees and employers that you might not be taking advantage of. These updates are essential for individuals and families planning their healthcare spending and retirement savings. Legislative changes under the One, Big, Beautiful Bill Act (OBBBA) …
Zero-Cost Retention strategies matter for small businesses in Ohio. As small businesses, we often struggle to compete when it comes to attracting and retaining top talent. Part of the reason is the benefits packages that larger companies can offer. When small businesses in Ohio cannot afford a 5% raise, what is the next best way …
As a small business, offering benefits to employees is a critical part of attracting and retaining talent. With great employees their spouses also come. However, the nuances of covering spouses under employer-sponsored benefits can be complex. Employers often wonder: When do I need to provide benefits to spouses? What if a spouse is already covered …
For small business owners in Ohio, understanding the Small Business Health Insurance Tax Credit can significantly impact your ability to provide health insurance for your employees. This tax credit is designed to help small businesses afford the cost of health insurance premiums, making it easier for you to offer valuable benefits to your workforce. This …
Self-funded healthcare plans are becoming an increasingly popular option for small businesses. These small businesses are looking to manage their healthcare costs while providing flexible benefits to their employees. Unlike fully insured plans, where employers pay a fixed premium to an insurance company, self-funded plans allow businesses to pay for employee health claims directly. This …
In 2025, the workplace is evolving faster than ever. Employees’ expectations have shifted, competition for top talent is fierce, today it is important to recruit and retain with voluntary benefits. Voluntary benefits are one of the most effective strategies for meeting these challenges. They offer a diverse range of optional perks that go beyond traditional …
In today’s rapidly evolving business landscape, companies are reevaluating their healthcare strategies more than ever. With rising costs and a growing need for flexibility, many businesses are turning away from traditional fully insured healthcare plans and exploring self-funded options. Did you know that the National Health Expenditure (NHE) grew 4.1% to $4.5 trillion in 2022, …
In 2024, AUI celebrated its 50th Anniversary with the inspiring #50Years50Acts campaign. This initiative wasn’t just about marking a milestone—it was about showing gratitude to the community that has supported us and reaffirming our commitment to Northeast Ohio. As a company that provides health insurance to small businesses and nonprofits, we understand that thriving businesses …
Adopting a family during the holiday season embodies the spirit of giving. AUI was proud to adopt a family this year as the final act of our #50Years50Acts campaign. offering support and joy to those facing challenges. This compassionate act involves providing gifts, essential items, and sometimes financial assistance to families in need, ensuring they …
AUI was pleased to support Making Strides Against Breast Cancer Walk on October 5, 2024, at the Cleveland Browns Stadium as part of our 50 Years 50 Acts campaign. The event was hosted at the Cleveland Browns Stadium in downtown Cleveland. Thousands of people came to support fighters and survivors of breast cancer. AUI was …
The team at AUI was proud to donate $150 for the Akron Pregnancy Services – Walk for Life. Our own Pam Collica walked this year as well. This is an annual community event dedicated to supporting expectant mothers, raising awareness about pregnancy-related challenges, and promoting the well-being of families in Akron, Ohio. Organized by local …
The Goldman Sachs 10,000 Small Businesses program is a nationwide initiative designed to empower small business owners by providing education, capital access, and support services. Since its inception, it has supported over 14,500 entrepreneurs, helping them expand operations, increase revenue, and create jobs in their communities. AUI’s own Chrissy Myers is a graduate of the …
AUI’s own Chrissy Myers was the keynote speaker at the WIN Cleveland Luncheon. Chrissy Myers is an inspiring storyteller who draws on her personal journey of overcoming adversity to empower others. Chrissy candidly shared her experiences of navigating life’s unexpected challenges, demonstrating how resilience can emerge even in the face of overwhelming circumstances. Her heartfelt …
Our sister company ClarityHR sponsored the Taste of Vintage as part of the 50 Years 50 Acts campaign for AUI. This signature event benefited Goodwill Industries. AUI’s Alice Rhodes volunteered to be a model at this year’s event. For more than a decade this elegant evening has showcased vintage fashion, fine dining, and community spirit. …

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