Are you overwhelmed by your health insurance?  Does thinking about the Affordable Care Act give you headaches?  Let AUI help you.  Every business client receives:

  • Detailed Quoting
  • Comprehensive Analysis
  • Simple Explanation of Plans
  • Safeguarded Personal Information
  • Personalized Service

AUI’s team of experts is available for you year round.  Our job does not begin and end with your renewal.

We will take the time to understand your unique needs as an employer and tailor a health insurance plan that works for you.  We give our clients a choice of carriers, networks and plan designs.  In addition, we recommend strategies to keep your insurance costs affordable.

AUI has access to some benefit plans and programs that other agents do not!

Our agents are well trained and offer expertise in fully insured and self- funded products including:

  • Fully Insured Plans including Grandfathered, Grandmothered, and Affordable Care Act Community Rated Plans
  • Self-Funded or Minimum Premium Plans through an insurance company (ASO), Captive, or Third-Party Administrator (TPA)
  • Alternative Non-Insurance Products including Multiple Employer Welfare Arrangements (MEWA) and Professional Employer Organizations (PEO)
  • Preferred Provider Organization (PPO)
  • Health Maintenance Organization (HMO)
  • Comprehensive Major Medical (CMM)
  • Point of Service (POS)
  • Minimum Essential Coverage (MEC)

Are you looking for innovative ways to lower your employee benefit costs? AUI has solutions for you.  One AUI advantage is we have access to some exclusive plan offerings other brokers do not.  We run ahead of the insurance curve and can provide expert advice on how to prepare for your company’s insurance future.

Has your organization decided to terminate your business health insurance plan?

Our agency specializes in helping your employees transition from group to individual coverage.  We can help them find the right plan for their family and budget.  Our experts can also help determine if individuals qualify for subsidies in the Federally Facilitated Marketplace ( Groups who choose to offer this type of benefits receive the same customer service as those in traditional group plans.

Sometimes offering benefits is not the right fit for an organization.
At AUI, we will help you weigh your insurance options.

We are committed to helping you make sound insurance decisions even if that means we turn down a sale.